GI Home Loans for Veterans:

Eligibility varies with the dates that the veteran served. Generally it is:

  • 90 days during times of war.
  • 181 days between WWII and Korea, between Korea and Vietnam, and post Vietnam until 9/7/80 (enlisted persons only).
  • 24 months or the full period for which the person was called to duty, whichever is less. (i.e., 181 days for hardship or less if discharged for a service connected disability) for those who began service after 9/7/80 (officers after 10/16/81).
  • Active duty personnel who have served 181 continuous days in active duty, while their service continues without a break.

Surviving spouses of MIA/POWs and veterans who died of service connected causes, also have entitlement to loans.

Reservists who have met the VA’s requirements for service may also be eligible.

familyhomeThe VA issues a certificate of eligibility to the veteran. The veteran then must find a mortgage company that will make the loan. The VA will guarantee the loan, but they will not make the loan. The maximum loan amount is constantly increasing so we cannot give a figure, but the loan may not exceed the reasonable value of the property, as set by the VA.

The VA home loan can help you obtain a lower fixed interest rate, a smaller down payment, and a longer repayment period than most conventional loans.

Each mortgage company is different, so shop around and get yourself the best deal.

Hours of Operation

Main Office
Monday-Friday 8:00 a.m. to 3:30 p.m.


Main Office

1849 Prospect Avenue, Ground Floor, Suite 150
Cleveland, Ohio 44115
(Across from the C.S.U Wolstein Center)
Phone: (216) 698-2600
Toll-Free: 1 (866) 915-8387
Fax: (216) 698-2650

Satellite Offices

Louis Stokes Cleveland VA Medical Center

Monday-Thursday 8:00 am-3:30 pm

(Closed From 11:30-12:30 for lunch)

Closed on Friday

10701 East Boulevard
Cleveland, Ohio 44106
Phone: (216) 791-3800 ext. 64154/66079/66167/66405

Parma VA Outpatient Clinic

Monday-Thursday 8:00 am-3:30 pm

(Closed From 11:30-12:30 for lunch)

Closed on Friday

8787 Brookpark Road
Parma, Ohio 44129
Phone: (216) 739-7000 ext. 40344/40342

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