GI Home Loans

GI Home Loans for Veterans

Eligibility varies with the dates that the veteran served. Generally it is:

  • 90 days during times of war.
  • 181 days between WWII and Korea, between Korea and Vietnam, and post Vietnam until 9/7/80 (enlisted persons only).
  • 24 months or the full period for which the person was called to duty, whichever is less. (i.e., 181 days for hardship or less if discharged for a service connected disability) for those who began service after 9/7/80 (officers after 10/16/81).
  • Active duty personnel who have served 181 continuous days in active duty, while their service continues without a break.

Surviving spouses of MIA/POWs and veterans who died of service connected causes, also have entitlement to loans.

Reservists who have met the VA's requirements for service may also be eligible.

familyhomeThe VA issues a certificate of eligibility to the veteran. The veteran then must find a mortgage company that will make the loan. The VA will guarantee the loan, but they will not make the loan. The maximum loan amount is constantly increasing so we cannot give a figure, but the loan may not exceed the reasonable value of the property, as set by the VA.

The VA home loan can help you obtain a lower fixed interest rate, a smaller down payment, and a longer repayment period than most conventional loans.

Each mortgage company is different, so shop around and get yourself the best deal.

Connect with the Cuyahoga County Veterans Service Commission

Main Office:
1849 Prospect Avenue
Cleveland, Ohio 44115

(216) 698-2600

Toll Free:


Want more information? Request a Service Officer for an upcoming event.